Last updated 18 October 2026. Debt Countdown is made by Bramble Apps, Ireland. Questions: [email protected]
Your loans stay on your phone. We run no servers, require no account, never connect to your bank, and collect no analytics, no location data and no personal information. We cannot see your loans, payments or notes.
Everything you enter (loans, payments, interest, top-ups, notes) and your settings (currency, payment order, Face ID lock) is saved only on your device, in the app's own storage. Deleting your data in the app (Settings, Delete everything) or deleting the app removes all of it.
The app's backup copies your data to your own personal iCloud storage using Apple's standard protections. It runs quietly after you change something, and can be run by hand in Settings. The copy travels from your phone to Apple directly; we never receive, see or hold it, and Apple's iCloud terms apply to that storage. Delete everything clears the iCloud copy first.
If you turn on the lock, iOS checks your face or passcode on the device and tells the app only whether the unlock worked. No biometric data reaches the app or us.
The widget shows a small summary (your total and the coming payment days) that the app writes into its own shared storage on your phone. Nothing leaves the device.
The one-time unlock is sold and processed by Apple through the App Store. Apple does not share your identity with us; the app only learns that the unlock is owned.
Beyond your own iCloud and the App Store, the app makes no network requests. There are no ads, no tracking and no third-party analytics.
If you email support, we see the address you write from and use it only to reply.
If this policy ever changes, the update appears on this page with a new date at the top.