Last updated 28 August 2026. Paykeep is made by Ruth McCarthy, sole trader, Ireland. Questions: [email protected]
By using Paykeep you agree to these simple terms.
Paykeep is a private budgeting tool. It takes the payslips, bills, loans and savings you enter and works out an estimate of what is safe to spend and what is still to come out. It is a planning tool, not financial advice. Every figure is an estimate built from your own numbers, and it is not a forecast, a guarantee, or a recommendation from a regulated adviser. Decisions about your money remain yours.
Your records live on your device, and in your own iCloud while syncing is on. We cannot recover data from a lost or reset phone, because we never hold it.
Every plan starts with a free month. After the trial, Pro keeps the app working for 2.99 a month or 24.99 a year. Subscriptions renew until cancelled in your phone settings, and purchases are handled by Apple or Google. Without Pro, everything you have already entered stays visible, read-only.
The app is provided as-is, in good faith. We work to keep it reliable and accurate but cannot guarantee it is free of every fault.
Questions? Email [email protected].